Category Archives: Retire with Fire

RETIRE WITH FIRE – Featured on Bublish

The following excerpt from Champion Your Career: Winning in the World of Work by Halimah Bellows MA, MS is now featured on Bublish at: https://bublish.com/bubble/stream/13316

 

Bublish (www.bublish.com) is a publishing technology company that offers cloud-based tools, metrics and resources.

 

Author Insight

We have this gift of time, combined with our skills and talents, to create the best stage of life for ourselves. The greatest mistake, however, is thinking that our retirement years will be happy and perfect without any planning or preparation. It’s magical thinking that will lead to depression, disappointment, and even declining health.

This chapter is about how, when you’re approaching your retirement years, you can reinvent yourself and allow or effect a transformation into a fulfilling new life.

Book Excerpt

A Rewarding Retirement–This stage, with intentional forethought and design, will yield a healthy and balanced life. The retiree who achieves this is open to new sources of learning and exploration and carries a deepening sense of life’s purpose while nurturing rich, rewarding relationships. It’s never too late to be who you might have been. It’s never too late for a second childhood where you can explore without interruption yearnings and passions in the arts, in service work, in new areas of interest. Retirement can then be experienced as an adventure, a process of experimentation in bringing out the best in ourselves and our interaction with others.

how to retire with fire!

  H-RETIREMENT

A few important things to keep in mind about retirement!

 

Aging Authentically and Powerfully

By Marianne Cherico

I have been thinking a lot lately about what aging authentically means. In my mission to help Baby Boomer Women defy ageism, I am particularly interested in helping each woman create her life powerfully-from the inside out.

How we think about our age is much more important than a number. We can choose to think about our age from a place of innate power and possibility or weakness and limitation.

Which perception will create your reality?

Do you limit yourself by buying in to what it is expected of you at “your age”?

If so-cut it out!!!

Who made up that rule anyways?

Don’t allow a youth obsessed culture to rent space in your head and heart. Don’t let it define who you are. When you look at how precious every day is, as life becomes shorter, start to embrace each moment and know that you can create the life you want.

Defy the naysayers.

Stop playing victim to a number.

Create your most amazing memories.

Look fear in the face and do the things you have always wanted to do.

Embrace your badass self fully.

Spread love around.

Focus on all of the things that you can do.

Do more of the things that you are passionate about and less of the things you “should do”.

Be intentional.

When each of us owns our authentic power, we become comfortable in our own skin and we live our lives fully. Age doesn’t matter. In fact we embrace our age wholeheartedly. We understand that our age has given us so much.

Our litmus test for what is true becomes more about being in alignment with our divine inner wisdom and less about being in alignment with what anyone thinks about our choices.

We lead by example… effortlessly. We are not afraid of being visible. We know that we have so much of ourselves to share with the world.

Oprah talks about aging as growing into oneself. I love that…you become more of who you are as you age…authentically more you.

However, it is your choice whether or not you express your beautiful spirit or hide it from the world.

It is your choice whether you illuminate the most divine parts of you with gusto or allow yourself to feel diminished.

If you truly become more of what your true essence is, your spirit, then that is how you embrace your life fully.

The opposite of that is living by default and playing the victim to age. People who do this sabotage themselves from all the golden nuggets that aging brings.

How many times have you heard yourself or others use age as an excuse not to do something?

If you hear yourself saying that you are too old to (fill in the blanks…) ask yourself if this is the truth. Then ask yourself “what is possible if that weren’t true”? “What is possible for me if I own my power?”

Age is truly just a number. It is what you think about that number that is what really matters.

Now is the time to have more reverence for your one precious life and create it intentionally-

Be mindful of the things that you are passionate about. Listen to the whispers. Get proficient at paying attention to your divine inner wisdom and notice all of the clues that light you up.

Focus on things that make you feel energized or connected. Ask yourself, “How can I incorporate those things into my life?”

 

About Marianne

Marianne Cherico helps Baby Boomer women create a life filled with joy, passion and purpose so that they can create a Smokin’ Hot Second Half.

She is proud to be a member of this generation of women who changed the world for women, presenting future generations with limitless opportunities to thrive and grow into lives that are meaningful and authentic.

It is Marianne’s sincerest pleasure to help these women find their purpose, work through limiting and self- sabotaging beliefs and step into their own brand of magnificence. You can get a taste of Marianne’s teaching by downloading her free report “How to Plan for a Smokin’ Hot Second Half” on her website here: http://www.coachingbymarianne.com

For a Fun Job In Retirement, Think Out of the Box

Here are a bunch of possibilities worth considering

By Chris Farrell

Retirement surveys say that many people plan to work part-time in retirement — for the income, the enjoyment or both. But an Unretirement job doesn’t mean you have to be a Walmart greeter (not that there’s anything wrong with that).

Instead, think out of the box and create, or find, a part-time position that’s fun, too.

 

Tinkering in Unretirement

Don Carlson, a former engineer in Columbia, S.C. who spent over three decades in the auto industry, loves working with machine tools, making and repairing things. So when he retired from Ford, Carlson launched a part-time business restoring old tractors. He’s since evolved it into fixing things mostly for fun — recently, he breathed life into an old manual sewing machine. “Most of what I do is for friends now,” says Carlson. “I get energy doing it.”

Tractor restoration is in line with lots of other unusual jobs I’ve learned that people are embracing in their Unretirement. People like Peter Millon, 69, who lives in Park City, Utah and waxes and repairs skis for racers part-time. Or John Kerr, 76; his encore career is a Yellowstone Park ranger.

 

Retired, But Not Retired

On a public radio broadcast I was on, a Wyoming, Minn. caller named Rick said that after he retired from being a school counselor and decided he wasn’t ready “for the rocking chair,” he picked up a job as a driver. He loves it, especially the flexibility. “I am retired, but I’m not retired,” he said.

How’s this for an unretirement job pitch? “If you consider yourself ‘Older & Bolder,’ you are retired or planning on retiring, and are looking for a seasonal or temporary job in a great place, the following employers are interested in you. Keep in mind, each has varied accommodations; some have RV spaces, some offer private rooms, and others have rentals nearby. Are you ready for your encore career?” It’s from the website Coolworks.com.

 

Part-Time Work at a National Park

Cool Works posts mostly seasonal jobs, typically paying minimum wage or slightly higher. They can be enticing for people who’d love to spend time in a national park or another exotic locale, though. When I checked out Cool Works’ job postings on February 25, the openings included: line cooks, night auditors and gift store manager in the Grand Teton National Park; multiple seasonal management opportunities in Mount Rainer and tutoring kids with the Carson and Barnes Circus.

“You can do all kinds of things,” says Kari Quaas, human resources and recruiting specialist at Cool Works.

Reading through the postings reminded me of an interview I did a few years ago with Frank and Sandie, then empty nesters in their 50s. They forged a new life for themselves, living three months of the year alongside Grand Lake in the Colorado mountains (an RV parking space and utilities were free in exchange for campsite maintenance work) and another three with the RV Care-A-Vanners on the road, building Habitat for Humanity homes. The rest of the time they lived and worked in Arizona, Frank at a pharmacy and Sandie as a craft store cashier.

Out-of-the-box Unretirement jobs like theirs can often be nomadic, short-term gigs with beautiful surroundings and so-so pay. Participants often draw on some kind of a pension or have dramatically downsized their possessions and material wants (or, more realistically, have combined savings with frugality). The lure is the adventure and the income helps make the job practical.

 

Caretaking For Someone’s Home

Home-caretaking is another possibility for those intrigued by the vagabond life. Caretakers, sometimes called housesitters, mostly look after residences and other properties of wealthy homeowners usually while they’re away. Other opportunities open up when a relative dies, leaving a home to someone living far away and the beneficiary needs someone to temporarily watch over the property.

Free board is always part of the caretaking deal, but there’s generally only compensation if you’re watching a well-off owner’s place, says Gary Dunn, publisher of the Caretaker Gazette. He adds that owners tend to prefer older caretakers and many favor former members of the military, police officers and firefighters.

 

Jobs for Retired Brains

For some other out-of-the-box ideas, I checked in with Art Koff, 79, founder of the website Retired Brains, which focuses on work. Koff mentioned a number of unusual possibilities, such as traveling-assistance companion, shuttle driver for car dealers and golf cart management.

Koff’s own story is a great example of picking up fascinating work after a first career. He spent 40 years in the high-pressure ad business and retired in his late 60s. “I wondered, ‘What to do?’ says Koff. “I couldn’t imagine not having something to do.” So he started Retired Brains. “I am working 50 hours a week, but I really enjoy what I’m doing every day,” he says. “It’s a quasi-public service business. It pays for itself, but I’m not in it for the money.”

Mention the catchphrase “working longer” to many boomers and the immediate image that comes to mind is spending more years stuck in a cubicle or working at a big-box retailer. But the Unretirement narrative shows that more and more retirees are shucking the big box for something out-of-the-box.

Chris Farrell (http://www.nextavenue.org/expert/chris-farrell) is senior economics contributor for American Public Media’s Marketplace and author of the new book, Unretirement: How Baby Boomers Are Changing the Way We Think About Work, Community, and The Good Life. (Available at: http://www.amazon.com/Unretirement-Boomers-Changing-Think-Community/dp/1620401576)

Ditch Your Job and Create A Life You Love

50+ Fearless Feminine Power

by Marianne Cherico

It seems that more and more midlife women that I talk with are not happy in their jobs. They have worked hard for many long years, always putting the needs of their family first and this has often prevented them from going out on their own, for fear of being financially vulnerable and worse, letting their children down.

I mean, there was preschool to pay for and often private school after and sports and camps and art lessons and braces and proms and college and internships abroad and weddings and yadayadaya.

And for women who are either single or divorced, it is often even more difficult because they don’t have a partner to help support them.

So they work in jobs to pay the bills and somewhere along the way they begin to wonder where they lost that fire of their youth…that “I can do and be anything spirit.” And as the years pass, they begin to look at their life and want something more, something just for them. But they are so stuck in their patterns of living and limited way of thinking that they don’t know where to begin. Or they feel as though it is too late.

But I am here to tell you that there is always a way if you really want something and if you are one of these women, now is the time to start planning for it–not tomorrow or next week or a month from now. The clock is ticking.

You see, sometimes we fail to plan because the mountain of our dreams feels so high and our dream seems so impossible. But if you focus on gaining clarity on what you want and implementing steps to get there, it will happen and you will be so happy that you began the journey. You just have to break free of limiting beliefs that get in the way.

Because as we know all too well, time goes by fast and there is no more time to waste!

So what is it that you have always wanted to do? Begin with that. Envision it, muse about it, feel as though you are in that dream life-BELIEVE!

Here is an example. You are in a job that you hate but in the back of your mind you have always wanted to pursue your dream of being a make-up artist. You have done complimentary make up sessions for all of your friends and your services are being requested for their children’s weddings, professional photos, glamour shots, etc. You absolutely love doing this work but can’t make the leap from your steady job because you are ready to retire in 2 years and will lose the pension. You also believe that you won’t be able to pay your bills while building your business and all the other things that cause you to not take action.

But what if you could change all that by simply changing your mindset? What if you decided that this dream was really important and you would make a commitment to yourself to go all out and make it happen.

Start with envisioning what it would be like to work in a business that you love-that you created. What might your day look like? Would you start your day with yoga or plan to go for a walk in the middle of the day? Or maybe there is a hobby that you would like to explore and now you can work your schedule around it. Maybe you could travel more. Would you set up a room in your home that was just the way you wanted it so that your working environment would be pleasant?

What might it feel like to design your business in a way that makes you happy, doing what you love?

Here are some of the possible benefits:

  • You will be able to take better care of your health.
  • You will be able to spend more time with your children or Grandchildren.
  • You will feel happier and proud of yourself for creating your business and life your way
  • You can choose who you want to work with-your ideal clients.
  • You can build your business as large as you would like-you are the boss!
  • You can make as much money as you want-the sky is the limit.
  • Add your personal benefits to this list.

Now I am not saying that this is easy or even that it is for everyone. This is for those of you who are willing to work hard and create a life you want so badly that it trumps your fears. And we all have fears.

In part 2, coming out the week of the 21st, I will give you some pointers on how to move forward in spite of your fears and limiting beliefs, so that you can create the life and business that you want.

There are so many ways that you can achieve what you want, but you have to start by believing and building the dream.

If you would like to book a strategy session to determine how I can help you personally achieve your dreams, email me at marianne@mariannecherico.com

Marianne Cherico is the owner and principal designer of Interiors by Marianne Cherico.

Aging With Attitude: Barbara Beskind, Designer

by Kathleen Doheny, from Senior Planet, 06/23/2014

Barbara Beskind’s favorite piece of advice for her older peers is, “Find out what you can do to make life better for others.”

She’s not the self-absorbed type. We had to press Beskind to admit that, yes, her arrival at the global design firm IDEO where she works can cause a stir. Sometimes, an email goes out announcing her presence in the Palo Alto office.

The other day, Beskind found a temp working at the receptionist’s desk. “He said, ‘I know who you are,’” she says. And so did his umpteen Facebook friends back home in Africa.

At 90, Beskind is by far the oldest member of a dynamic team working on what’s known as human-centered design for food, packaging, electronics and, most recently, aging. She is also one of the newest designers at IDEO. She started last July after applying to be part of the firm’s design challenge for products for older adults. That challenge is over, but Beskind’s stint is not. Every Thursday, she travels by train from her San Mateo retirement community to the IDEO offices.

“I’ve retired five times, but it’s like a vaccination that doesn’t take,” she says. Among her careers: 44 years in occupational therapy, 20 of those in the Army. She set up the first freestanding occupational therapy practice in the U.S., launched a lampshade replacement business and has written several books.

Beskind takes a long daily walk using a pair of ski poles she adapted for the job.

After one recent workday, she still had plenty of energy left to respond to questions from Senior Planet.

As a 90-year-old non-designer, how did you manage to land a gig at one of the world’s best known design firms?

I was watching 60 Minutes in January, 2013, and there was an interview with [company founder] David Kelley of IDEO talking about the Design On Aging challenge. I wrote my resume, and rewrote it and rewrote it for about two months. A friend said, ‘You won’t hear for a month or six weeks.’ A week later, I got a call and they said, ‘Can you come for an interview?’

I got there, and there were 35 engineers and designers. I got up to speak and ended up talking for 20 minutes and took questions. They said, ‘What day would you like to come?”

I came on board and didn’t have time to enter an invention for the aging challenge myself, so they asked me to be one of the judges. Now I work with them on their projects. I’m sort of an ad hoc consultant.

Which of your projects so far are you most excited about?

I’m working on a revolutionary type of walker that is much more dynamic than the ones on the market today. My walker inspires the user to maintain a vertical position.

Of my own projects, probably I am most excited about a separate living quarters that would go behind an existing home, for elderly people to live in independently or to be in for end of life or hospice care. There are some on the market, but I have ideas that would be an improvement. I would have an entire panel behind the bed and a plug-in where there could be oxygen availability and blood pressure monitoring.

It would be prefab, the family could assemble it. It would have a chemical toilet, with water and electricity drawn from the house. The company that leases it would have to get all the permits. As soon as the person dies, the family would have to remove the structure.

How do you feel when you’re designing?

On Thursdays when I work in the office, I feel about 30 years younger. On other days, I feel about 20 years younger. I was describing my career to a friend. I said, ‘My career has always been like a layer cake. At IDEO, this is the frosting on the cake.’

Where do you get your ideas?

All I have to do is sit and watch people. I sit out in the hall of my retirement community and I see how many improvements are needed.

What is your take on today’s technology?

I don’t understand it, but I appreciate it. I have a Life Alert. I have a cell phone, but it’s very primitive – it has voice dial, which I need [due to low vision]. I have an enlarged screen on my computer, which I use for word processing. I’ve written a number of books on it.

What does aging with attitude mean to you?

You have to think outside of the box. Your have to be more than yourself. The world is more important than you are. Having a view of the world that is larger than you helps to maintain a productive, positive, expanded view.

Kathleen Doheny is a Los Angeles-based journalist specializing in health, fitness, and behavior topics.  In addition to writing for WebMD, she contributes regularly to other web sites and to national magazines. Credits include the Los Angeles Times, Shape, Natural Health, Westways, Weight Watchers Magazine, Prevention magazine, Consumers Digest, cancerandcaree

10 Essential Interview Tips for Job Seekers Who Are 50+

1.  First impressions count – you are being evaluated from the minute you walk into the room. Present yourself as energetic and vibrant – give the impression you can do what it takes to get the job done.

2. Get an up-to-date haircut and if coloring your hair would help, consider it.

3. Wear clothes that look “current”, are comfortable and that fit you well. Dress for the job you want.

4. Be aware of your body language – act alert, interested and enthusiastic – if you aren’t enthusiastic about you, how do you expect anyone else to be.

5. When face-to-face with the interviewer, give a warm smile, a firm handshake and direct eye contact to make a lasting impression.

6. Make sure you are current with the technology and changes within your field.

7. Focus on the employers’ needs, not yours. The main point the employer wants to know is what you can do to help them succeed. To address that, you have to have done your homework so you know what their needs are.

8. Have specific examples of successes and accomplishments that you’ve had in previous jobs that illustrate how you’ve used skills that pertain to the job you are interviewing for.

9. Interviewing is a two-way street. Make sure you have relevant questions to ask the interviewer – again, you will have had to conduct research on the company to decide what these might be.

10. Interviewing is selling and YOU are the product – highlight the benefits you will bring to the position so the Interviewer will see why you are the right person for the job.

I want to make sure you have every opportunity to get calls for the jobs you want – in order to do this, you need to start with a stellar resume – so I am offering you a complementary resume critique – I know what it takes for a resume to get results! Just email your resume to me at careerist@aol.com  and put “Resume Critique” in the subject line. I will then critique your resume. I look forward to hearing from you.

Offered by Joyce Fortier-Paxton, Certified Resume Writer and Career Coach

 

Reinvent Yourself in 2014

Looking for a way to jump start your strategy for creating the life you want in the new year? CAREER QUEST CARDS TM (c ) are the perfect tool.  To find out more, go to www.careerquestcards.com.

Strategy Consultant Dorie Clark offers these inspiring thoughts for motivation:

How to Reinvent Yourself After 50 – by Dorie  Clark

I was manning a booth at the Harvard Club of New York’s authors’ night when an older woman approached and picked up a copy of my book, Reinventing You. She paged through it for a moment, then put it down. “Too late for me,” she said abruptly, and walked away.

Over the past six months of my book tour, it’s a question I’ve heard often. Isn’t professional reinvention just for young people? What if I’m too old? How can I spend years training for something new, when I’m already near retirement? It’s true: reinvention is different later in your career. But that doesn’t mean it’s impossible.

In fact, it’s increasingly essential for any professional who aspires to remain in the workforce for any length of time. Steven Rice, Executive VP of Human Resources for Juniper Networks, told me he specifically asks job applicants, “How are you adapting, and approaching your next reinvention curve?” The reasons, he says, is that, “People have to reinvent themselves to fit into the new context of work.” After speaking with hundreds of Baby Boomers (and beyond) who want to reinvent themselves but fear it’s too late, I’ve identified several key points for older workers who hope to make a transition.

Understand you do have enough time. Some people think it’s not worth it to undertake any major changes later in life. Others disagree — such as my mother, who decided to get braces in her 50s, because she could be “either two years older, or two years older with straight teeth.” If money isn’t a concern, there’s no reason you can’t explore wildly new areas. (One friend’s father recently received his PhD at age 66.) If you’re still earning for retirement, you can absolutely pursue reinvention, but may want to consider more subtle shifts, such as taking classes on the side to expand your skills, rather than taking several years off to get a doctorate.

Of course you’re overqualified — own it. I’ve heard from many over-50 “reinventers” who have been turned down for jobs in new areas because they’re overqualified. Frankly, you can see why. Once someone has been a powerful executive, it’s flummoxing to understand why they’d settle for anything remotely less prestigious (short of true economic desperation). Wouldn’t they be resentful all the time? Instead of ducking the issue, I advise older professionals to lead with it. “You might wonder how I’d respond to being managed by someone younger than me, when I used to manage a large staff,” you could say. “That’s exactly why I want this job and part of the value I bring. Having been a manager, I understand the pressures and frustrations they face, so I can be an even better employee. And I’m eager to learn about this new area from someone with real expertise in it.”

Get with the times. Why should you be active on social media? Because — for better or worse — it is no longer optional. It’s even more critical for executives over 50 to have a social presence because it’s increasingly viewed as a proxy for staying current professionally. If your digital footprint is lacking and you don’t have a presence on basic sites like LinkedIn or Twitter, you’re likely to be dismissed as a Luddite. Indeed, even the basic notion of writing a resume is becoming antiquated; your “shadow resume” is Google.

Connect with your past. We all know professional opportunities are likely to come from our existing network of contacts. But many don’t realize some of the most valuable information and opportunities come from “dormant ties,” or people we’ve lost touch with from the past. As Wharton professor Adam Grant writes, “Just like weak ties, dormant ties offer novel information: in the years since you last communicated, they’ve connected with new people and gathered new knowledge. But unlike weak ties…the history and shared experience makes it faster and more comfortable to reconnect, and you can count on them to care more about you than your acquaintances do.” It may be time to reach out and reintroduce yourself.

Surprise people. On the other hand, your strong ties – the people you currently work with closely – may have developed fixed ideas about who you are and what you’re capable of, especially if you’ve been working in the same company or industry for a long time. If you want to reinvent yourself, you need to upend those assumptions, and hopefully do it in a dramatic way, so they’re sure to notice. Make a point of taking on an unexpected leadership role, taking a class in a new subject like computer programming, or explicitly requesting an assignment that intrigues you (your boss and colleagues may have grown to feel over the years that they “know what you’re interested in,” so it’s time to prove them wrong). Make them stop and question their assumptions about you.

Reinvention after 50 is more than possible; it’s critical to keeping your skills fresh and your work fulfilling. Between staying current with social media, owning your history, reconnecting with old contacts, and shaking up the ossified view that current colleagues may have of you, you’ll soon be ready for the next chapter in your professional life. 

Dorie Clark is a strategy consultant and speaker for clients such as Google, Yale University, Microsoft, and the World Bank. She is an Adjunct Professor of Business Administration at Duke University’s Fuqua School of Business, and author of Reinventing You: Define Your Brand, Imagine Your Future. Follow her on Twitter at @dorieclark.